What to Do After a Car Accident with an Uninsured Truck Driver

If you sustained an injury in a truck accident caused by an uninsured or underinsured driver, here’s what you need to know. After you suffer significant damage to your property or sustain an injury in a motor vehicle accident, the road ahead often feels difficult. 

However, accidents with uninsured drivers should never mean that you have to bear the physical or financial consequences on your own. Just because a driver doesn’t have insurance doesn’t mean you have no options for compensation. 

Additionally, just because a driver is underinsured, it doesn’t mean that you are. 

Accidents with Uninsured and Underinsured Drivers

If you are involved in an auto accident in Texas with an uninsured or underinsured driver, it is essential to find a lawyer ready to fight for your future. When someone brings a lawsuit against an uninsured truck driver, they usually lack the money to cover the damages. 

If you sustain injuries in an accident, your Houston auto accident attorney can help you navigate through the challenging claims process, while ensuring you receive the full compensation you are owed.

Your damages also include property damage sustained from the car accident. In any auto accident scenario where you are not at fault and you have sustained injuries, as well as damages, you should be compensated for all of it.

Determining Liability 

In these cases, it’s important to understand both sides of the story. This means knowing the timing and manner in which the accident occurred. Additionally, it’s important to understand who was involved and what expenses you incurred as a result.

Next, we have to determine if you were in an accident with an independent truck driver or an employee of a larger trucking company. Trucking or shipping companies have to carry large liability insurance packages, which increases the compensation level you may receive.

Uninsured Motorist Insurance

If you learn or have reason to believe that the driver who hit you does not have car insurance, it’s important to speak to your insurance provider as well. Let them know that you wish to make a claim towards your uninsured motorist insurance. 

When a driver refuses to provide you with their insurance information, you can also treat this claim as if they are an uninsured motorist. Have your car accident attorney contact the insurance provider to inform them of your injuries and that they were caused by an uninsured driver. 

When a negligent driver causes your accident, it’s important to remember that you always have options. With an experienced auto accident attorney on your side, you have someone who understands your legal options in these unexpected situations. 

Uninsured Motorist Claims in Houston 

At AP Law Group, our motor vehicle accident attorneys fight for injured Texans. We are here for you when you experience an accident with an uninsured or underinsured motorist and need legal assistance. When you sustain an injury in an accident with an uninsured driver, one of our experienced car accident attorneys can help you. 

Working with a personal injury attorney after an accident provides you with numerous benefits. As your advocates, we work to gather and preserve evidence to negotiate your claim. When you aren’t sure what to do after a car accident, we help to guide you through the process. 

Remember You Have Options

After any motor vehicle accident, it’s important to consult with an attorney. This is especially true in cases with uninsured or underinsured drivers. Often, people don’t know what they need to do and don’t realize they have options to pursue compensation. 

When they give up, it leaves them with mounting debt as they try to repair their vehicles and themselves. Contact the car accident lawyers at AP Law Group for a free case evaluation. Understand that you always have options, and know that our team is here for you. 

Schedule a Free Consultation Today

When you experience a truck accident with someone who has no insurance, you might end up paying for the damage out of pocket regardless of fault. However, there might be ways to pursue compensation that aren’t readily apparent. 

For instance, a drunk driver without insurance might not cover your compensation. However, a bar that overserved them might be liable under Texas Dram Shop law. When you work with an attorney to investigate your claim, we seek out opportunities to maximize your settlement. As we explore your options, we strive to uncover additional avenues.

To begin exploring your options, call on the attorneys at AP Law Group.