Are you a recent victim involved in an auto accident and the policyholder’s insurer is USAA (United Services Automobile Association)? If you’ve never heard of the insurance company before your accident, it is one of the largest auto insurers in the world. 

The average American civilian may not know of USAA because the insurance provider serves soldiers, veterans, and qualified family members both nationally and internationally.

When You Need to File a Claim

After an accident, it’s essential to file a claim. However, not everyone knows how to file USAA claims. When you sustain injuries, it’s essential to seek medical attention immediately. However, your next action should be to seek the guidance of a personal injury attorney.

At AP Law Group, we have the expertise and experience to maximize your claim. Our lawyers are advocates for fairness and justice when representing you and going against large insurance companies. We represent you with integrity and work on a contingency fee basis. That means you don’t have to pay upfront legal fees to us until USAA settles your claim.

We offer free consultations and case evaluations to the injured. 

As a Houston-based personal injury firm, we help Texans get what they deserve for their injuries, pain and suffering, and lost wages. We protect our clients from the schemes of insurance adjusters’ fast settlements of USAA accident claims. 

When you sustain an injury in an accident with an at-fault USAA driver, you have rights. With the right advocates on your side, you have a team to protect your future. 

No, you should never accept the first offer of an insurance company. Avoid speaking with an insurance adjuster at USAA about your claim before contacting a lawyer. We strongly advise against speaking with adjusters because they tend to claim their first offer is in your best interests. However, this is often far from the truth. 

Let us speak on your behalf with all the facts and evidence involving the accident. You want to avoid speaking to a USAA adjuster because they often attempt to twist your words and use them against you. When adjusters call, simply direct their inquiries to your attorney.

Two Reasons You Should Let a Lawyer Speak with USAA Adjusters

1. Adjusters’ Use of Pressured Phone Call Tactics

Insurance adjusters use pressuring phone calls to persuade people to take quick settlements of USAA accident claims. It is one tactic they use to get you to settle their way, which does not cover your best interests. 

When you have a car accident attorney on your side, you have someone to handle these calls. More importantly, you have someone who understands the value of your case and works diligently in the fight for your future. 

2. Insurance Adjusters May Secretly Record Your Conversation Without Permission

By law, insurance adjusters can record conversations with insurance claimants involving minor to fatal accidents only by permission. When you speak to a provider, you can jeopardize winning a settlement and have your claim denied altogether. 

At AP Law Group, we understand the tricky tactics of insurance providers and help you avoid potentially harmful statements. Even a small statement such as a polite “I’m fine” has the potential to tank your case in the hands of the wrong insurance adjuster. 

Keep in thought that USAA is not your friend or an advocate for your cause. Their objective is to offer a lowball settlement to protect their bottom line. Large insurers use various methods resulting in unjust low offers for USAA accident claims.

Here is how insurance companies operate to maximize their profits:

• Using computerized estimate software to compare USAA accident claims with other similar claims to determine monetary settlements. This estimate is not accurate and usually results in unfair denials and lowball offers.
• Manipulating the injured person into taking the bait of accepting low settlement offers.
• Using low settlement claims to pay you quickly and prevent you from suing them for more money. When accepting a settlement claim on your own, it actually means you are signing over your rights to claim more money for the same injury or accident. It is a release agreement found in most car accident settlement claims.

Why You Need a Lawyer

• To ensure you receive the most money possible for your medical bills, time lost from work, and other expenses caused by a motor vehicle collision.
• For fair treatment and the best settlement offer.
• To oversee your case and have someone on your side for emotional, legal support.
• To make sure you receive proper medical treatment and to monitor your recovery.

Statutes of limitations control the time frame to file a personal injury claim against insurance companies and the person who caused the accident. Moreover, a statute of limitation details how much time the injured have to file a lawsuit. 

Therefore, a lawyer is helpful because the last thing you want to happen is to let these crucial deadlines pass. Call our auto accident attorneys soon after a car wreck, and we can file your claim with no upfront legal fees.

Even while victims are receiving medical treatment for their injuries, we can file USAA accident claims. AP Law Group will initiate the case while you are in the hospital or recovering from your injuries. We bear the weight of your case so that you have the capacity to focus on your recovery.

The filing deadlines depend on the state your accident occurred in and the type of personal injury claim. It is very important to process your USAA accident claim as soon as possible to avoid missing deadlines.

In Texas, the statute of limitations on a personal injury lawsuit is 2 years from the date of your collision. While there are some circumstances that extend this deadline, it is essential to have a lawyer on your side who understands this process. 

AP Law Group has the legal expertise to help victims with the litigation and negotiation of USAA accident claims. When you need to hold the liable accountable, our auto accident attorneys are here for you. Let us help you fight for a better future. 

Information You Need Before Contacting Us

After the crash, collect the following information from the driver at fault of the accident:

• Driver’s license info including the name, address, and number.
• Vehicle license plate.
• Documentation of your accident if you have any

If you took pictures of the accident scene and of your injuries, include them with your information and bring them to your free consultation. Make note of the location where the accident happened and bring any statements from witnesses you have along with their contact information. It is helpful to get a copy of the police report if an officer arrived at the accident scene.

When you don’t have these statements or records, we work quickly to attain as much information as possible. 

Call us today to schedule an appointment with AP Law Group for a free case evaluation. We are there every step of the way, from filing USAA accident claims to winning your case.